Mobile payments have been around for a long time now. However, they don’t seem to have gained sufficient traction. In such a scenario, it’s a pertinent to question if Apple Pay would be any different.
For those who have used the Apple Pay, they do seem to think so. It’s an easy interface that is the biggest advantage of Apple Pay. One simple has to tap a button and the system is all set to roll. Additionally, one can to add as many debit and credit cards to the passbook to be used further at checkout.
However, once you reach the setup stage, that is when the real confusion sets in. If in US, Google Wallet will take care of this aspect but in other countries as UK, you could be in a bit of trouble as various networks in UK have partnered with credit card companies to work things out.
If however, Apple is able to develop a comprehensive payment system throughout the globe through Apple Pay, as it promised in Cupertino, this problem can be tackled effortlessly and Apple Pay will become a favourite of the tech savvy generation.
Otherwise, the working mechanism is truly amazing. The user only needs to select a card from the Passbook, hold the phone to the payment terminal and verify the fingerprint through the Touch ID. The transactions are done in seconds and the users need not to key in PIN numbers nor are any cards to be swapped.
Using the fingerprint to make payments is indeed a revolutionary idea and if Apple is able to overcome the initial hiccups, Apple Pay can change the way shopping is done for ever.